TY JOUR TI THE SPECIFICS OF THE ADDICTIVE PROCESS IN CASE OF CREDIT DEPENDENCE (ON THE EXAMPLE OF EMPLOYEES OF THE PENAL SYSTEM) KW addictive behavior KW credit addiction KW credit dependence KW maladaptive financial behavior KW penal system JO Vectors of psychological and pedagogical research AU Orlov, V.V. PY 2025 IS 0 PB Academy of the FPS of Russia